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Full Project – THE ROLE OF COMMUNITY BANKING IN THE ECONOMIC DEVELOPMENT OF NIGERIA

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CHAPTER ONE

1.0 INTRODUCTION

BACKGROUND OF STUDY

When God created man, the lest man with divine injection as recorded in the holy file. Be fruitful and multiply and replenish the earth and subduing the word as a mega society and the rural areas as a micro society of the overall good of man economically, politically and socially and other.

The British Government has declared a protectorate over areas claimed by the company in 1887. Their on January, 1900, it took over direct administration of the area from the Royal Niger company.

In (1973) Nigeria continued in the march towards development in every fact of life as a new emerging nation in the West African region and y October, 1960, she was granted an independence statues. To crown the whole stickle of had already made, she granted a republican status in1963.

To grapple with the attendant problems as an emerging nation and satisfy its citizen various development plains were launched or were introduced to accelerate economic development was introduced to run from 1962 to 1968 but was extended to 1970 in the account of the civil war. During his period it witnessed the construction of the Niger. Dan project well as the development of reads light industries such as textile, rubber and groundnut processing which used agricultural crop’s and the encouragement of agricultural in the form institution ad loans addressor 1976.

Most community header especially during the colourial time saw developments as more provision of schools, post officers loan halls churches, mosques good roads, portable water, electricity and telephone. However in the development process came to put more emphasis on the improvement in the “Material conditions and living (Ofman) through the use of resources available to him.

1.1 PURPOSE OF THE STUDY

The purpose of community banking in the economic development of Nigeria are;

i. To know the extent the establishment of community banking system will protect economic development in Nigeria.

ii. To ascertain the impact of central bank of Nigeria (CBN) bank, and other financial institutions Decree (BOFID) and companies and allied matters acts on the community banking system in its vowed determination to cause this country in to economic alternation.

iii. To change the negative impact of non-provision of a central cheering house for the economic development train in Nigeria.

iv. To determine to what extent founds generated from the rural areas are extended to them to sensitize economic development in these area.

1.2 SIGNIFICANCE OF THE STUDY

This research work will be of invaluable assistance to industrial list, managers of financial institutions, small and medium scale industrials policymakers and other researchers in this field.

Some of the attendant benefits therefore include:

a. Industrialists, small and medium scale industrialists, will be able to see community banking system as another sources of financial at their deposition.

b. To the managers of financial institution.

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