Full Project – IMPACT OF COMMERCIAL BANK CREDIT ON AGRICULTURAL DEVELOPMENT

Full Project – IMPACT OF COMMERCIAL BANK CREDIT ON AGRICULTURAL DEVELOPMENT

 

Click here to Get this Complete Project Chapter 1-5

IMPACT OF COMMERCIAL BANK CREDIT ON AGRICULTURAL DEVELOPMENT IN ANAMBRA STATE

CHAPTER ONE

1.1. INTRODUCTION

According to akinsami o. (1993) page 2” agriculture can be defined as the cultivation of load for the purpose of producing food for main feed for animals and fiber or raw materials for industries; it is also preparation of plant and animals products for preservation and disposal by marketing.

Agriculture is the oldest occupation and the entire world depends mostly on it for good requirements. Food is the essential thing among the human needs. It is believed that without food nobody can exist. This is as a result of the benefit of agriculture.  About 70% of the populations are farmers and agriculture contributed about 65% of the gross domestic product (GDP) in the 1960s proving the country with foreign exchange for the financing of capital projects.

Series of polices and financial institution have been set up by government in Nigeria to enhance the flow of finance to agriculture investment. The policies include concessionary interest rate on loans to agriculture and agricultural related investments. Tax holidays rural banking scheme and agricultural financial institutions include Nigeria bank for commerce and industries, Nigeria industrial development bank, directive of food and rural infrastructure among others.

In spite of these financing measures in Nigeria the contribution of agriculture to national development has not been encouraging because of the continuing apathy of financial institutions in giving loans to agricultural ventures. Agriculture which uses to dominate other sectors in terms of its contribution to gross domestic project (GDP) in the sixties is currently the least contributor to Nigeria economic development.

Nigeria economy is an agrarian economy and the nation is blessed in terms of natural resource for farming and other agricultural activities. Because of the nature or method of production, that is, the use of traditional method such as hoes and cutlasses, the productivity in this sector is very low.

Agriculture is said  to be back bone of the economy, because it employed 30% of the production, it supply goods and export items for foreign exchange, but with the advent of the mineral particularly oil boom, agriculture lost its prime position in the economy.

In order to solve the problems of agriculture, the government decided to establish agricultural credit institutions like the Nigerian agricultural and co-operative bank limited, Anambra co-operative and financing Agency limited and supervised agricultural credit scheme to finance agriculture in the state.

The government in its committed effort to ensure that development in agricultural sector, require the bank to grant grace periods in these loans, according to central bank of Nigeria ( CBN) credit policy guidelines circular 24, 1990, the grace period on the bank loans to the under listed categories of agriculture are as follows:

1.     For small- scale peasant farmer growing stapler and seasonal cash crops such as gains, cotton and groundnut, the grace period shall be one year.

2.     For medium and large scale mechanized farming involving large outlay, the grace period is seven years.

3.     The loans to farmers investing in new plantation of cash crops with relatively long gestation period such as oil palm, rubber and cocoa plantation, the grace period shall be seven years.

These benefits are given to farmers to enable them improve on agricultural production and also to repay the loan on time.

Despite government policy guidelines which favors agricultures as “preferred sector” the bank have remained adamant in meeting up with the guidelines. So obtaining credit has been one of the most difficult things for farmers over the ears. This is as the result of the year banks have on farmers not being able to repay the loan. The problem facing the development o f local agriculture made farmer at times not able to repay the loan given to them. The problem farmers use to face include land tenure, that is, in –sufficient land for the holder of capital to invest in because land is acquired through  inheritance other problems like poor tools, change in whether, draught, pest, flood, erosion are likely problem that makes banks reluctant to finance agriculture.

Get the Complete Project

This is a premium project material and the complete research project plus questionnaires and references can be gotten at an affordable rate of N3,000 for Nigerian clients and $8 for International clients.

Click here to Get this Complete Project Chapter 1-5

 

 

 

 

You can also check other Research Project here:

  1. Accounting Research Project
  2. Adult Education
  3. Agricultural Science
  4. Banking & Finance
  5. Biblical Theology & CRS
  6. Biblical Theology and CRS
  7. Biology Education
  8. Business Administration
  9. Computer Engineering Project
  10. Computer Science 2
  11. Criminology Research Project
  12. Early Childhood Education
  13. Economic Education
  14. Education Research Project
  15. Educational Administration and Planning Research Project
  16. English
  17. English Education
  18. Entrepreneurship
  19. Environmental Sciences Research Project
  20. Guidance and Counselling Research Project
  21. History Education
  22. Human Kinetics and Health Education
  23. Management
  24. Maritime and Transportation
  25. Marketing
  26. Marketing Research Project 2
  27. Mass Communication
  28. Mathematics Education
  29. Medical Biochemistry Project
  30. Organizational Behaviour

32    Other Projects pdf doc

  1. Political Science
  2. Psychology
  3. Public Administration
  4. Public Health Research Project
  5. More Research Project
  6. Transportation Management
  7. Nursing

Education

 

 

Full Project – IMPACT OF COMMERCIAL BANK CREDIT ON AGRICULTURAL DEVELOPMENT

Click here to Get The Complete Research Project Chapter 1-5


RESEARCH PROJECT CONTENTS
CHAPTER ONE - INTRODUCTION
1.1 Background of the study
1.2 Statement of problem
1.3 Objective of the study
1.4 Research Hypotheses
1.5 Significance of the study
1.6 Scope and limitation of the study
1.7 Definition of terms
1.8 Organization of the study
CHAPETR TWO – LITERATURE REVIEW
2.1. Introduction
2.2. Conceptual Framework
2.3. Theoretical Framework
2.4 Empirical Review
CHAPETR THREE - RESEARCH METHODOLOGY
3.1 Research Design
3.2 Study Area
3.3 Population of the Study
3.4 Sample Size and Sampling Technique
3.5 Instrument for Data Collection
3.6 Validity of the Instrument
3.7 Reliability of the Instrument
3.8 Method of Data Collection
3.9 Method of Data Analysis
3.9 Method of Data Analysis
3.10 Ethical Considerations
CHAPTER FOUR - DATA PRESENTATION AND ANALYSIS
4.1. Introduction
4.2 Demographic Profiles of Respondents
4.2 Research Questions
4.3. Testing of Research Hypothesis
4.4 Discussion of Findings
CHAPTER FIVE – SUMMARY, CONCLUSION & RECOMMENDATIONS
5.1 Introduction
5.2 Summary
5.3 Conclusion
5.4 Recommendation
REFERENCES
APPENDIX


Frequently Asked Questions | Https://researchprojecttopics.com.ng

Frequently Asked Questions

How do I get my choice complete project on any topic?
Simply click on the Download button above and follow the procedure stated.
I have a fresh topic that is not on your website. How do I go about it?
Chat with us on WhatsApp or contact our Instant Help Desk for a custom research project on your topic.
How fast can I get this complete project on any project topic?
Within 15 minutes if you want this exact project topic without adjustment.
Is it a complete research project or just materials?
It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data.
What if I want to change the case study for this topic?
Chat with Our Instant Help Desk Now: +234 708 7083 227 and you will be responded to immediately.
How will I get my complete project?
Your Complete Project Material will be sent to your Email Address in Ms Word document format.
Can I get my Complete Project through WhatsApp?
Yes! We can send your Complete Research Project to your WhatsApp Number.
What if my Project Supervisor made some changes to a topic I picked from your website?
Call Our Instant Help Desk Now: +234 708 7083 227 and you will be responded to immediately.
Do you assist students with Assignment and Project Proposal?
Yes! Call Our Instant Help Desk Now: +234 708 7083 227 and you will be responded to immediately.
What if I do not have any project topic idea at all?
Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: +234 708 7083 227.
How can I trust this site?
We are genuine and duly registered with the Corporate Affairs Commission. This site runs on Secure Sockets Layer (SSL), ensuring all transactions are highly secure and safe.
Customer Testimonials | Https://researchprojecttopics.com.ng

Our Customers are Happy

Ademola A.

★★★★★

I was skeptical at first, but after placing my order, my full project arrived in my email in under 15 minutes! The process was smooth, clear, and professional. Truly amazing service!

Kwabena K.

★★★★★

I needed a custom project on a new topic. researchprojecttopics.com.ng delivered within 3 days, and the quality was outstanding. They even guided me on how to defend it. Highly recommend!

Michael H.

★★★★★

Fast, reliable, and very professional. My research project was delivered on time, with no hidden charges. The team is trustworthy and supportive.

Fatou B.

★★★★★

I got my full project in minutes and my custom request within 3 days. Their communication is clear, and the material is top-notch. Excellent experience!

James O.

★★★★★

https://researchprojecttopics.com.ng is a lifesaver! My project was delivered exactly as requested. The team is friendly, professional, and highly responsive. Very satisfied!

Ngozi E.

★★★★★

I was worried about paying online, but the team reassured me and delivered my complete project instantly. Transparent and professional service!

Ama S.

★★★★★

I requested a custom topic project and received it in just 3 days. The guidance and quality were excellent. I recommend Https://researchprojecttopics.com.ng to everyone!

Sarah W.

★★★★★

The service is dependable and efficient. My project arrived on time, and every step was transparent. Truly a professional service I trust.

Emmanuel T.

★★★★★

Fast and reliable. My full project was delivered in minutes, and the custom project in 3 days. Communication was excellent throughout.

Aisha N.

★★★★★

Extremely satisfied with the service. My project was delivered promptly, fully transparent, and of high quality. A trustworthy academic partner!

Live Chat
Admin is typing...