ABSTRACT

Electronic banking is simply operating the banking system through the internet and it signifies both global public network and a family of technologies. In Nigeria, the banking industries are basically on-line at real time with web site which is restricted only to information and also it restricts most of their dealings to E-banking via the internet and not internet banking proper, effective cash management via E-banking on the other involves managing the motives of a firm in order to maximize cash availability and internet income in any idle fund via E-banking for efficiency and effective purposes, E-banking helps quicken the technology in recent globalization, but not withstanding, there are still risk involve in E-banking but such is properly under control which was why the banks restricted E-banking transaction within themselves with proper protocols to check, with this in place customers are highly satisfied and the banking sectors well fitted.

TABLE OF CONTENTS

Title Page

Declaration

Approval page

Dedication

Acknowledgment

Table of Contents

CHAPTER ONE

1.1Background of the study

1.2Statement of the problem

1.3Objectives of the study

1.4Significance of the study

1.5Research Questions/Hypothesis

1.6Scope of the study

1.7Limitation of the study

1.8Definition of terms

CHAPTER TWO

LITERATURE REVIEW

2.1Introduction

2.2History of banking

2.2.1Background

2.2.2History of banking in Nigeria

2.3Conventional banking procedures

2.3.1Transfer of Bank draft

2.3.2Telegraphic transfer

2.4The Clearing System

2.5Electronic banking (E-banking)

2.5.1Electronic banking products

CHAPTER THREE

3.1Introduction

3.2Re-statement of hypothesis

3.3Population of the study

3.4Sampling technique

3.5Sample sizes

3.6Methods of data collection

3.7Methods of data analysis

CHAPTER FOUR

4.1Data analysis and interpretation

4.2Table and sources of survey

4.3Test of hypothesis

4.3.1Hypothesis I

4.3.2Hypothesis II

4.3.3Hypothesis III

CHAPTER FIVE

5.1Summary and findings

5.2Conclusion

5.3Recommendation

Bibliography

Questionnaire